About Mero Kosh
"Kosh" means treasury in Nepali. Mero Kosh is "my treasury," a way to track a household's net worth without spreadsheets.
NPR ⇄ USD · NEPSE ⇄ NASDAQ
Today it tracks net worth across cash, property, gold, and stocks, runs a loan payoff optimizer, projects a decade forward, and syncs bank and brokerage balances automatically, in both English and Nepali.
The Problem
My father manages our family's finances from Nepal; I manage them from the US. We needed one place that worked for both of us — Nepali or English, NPR or USD — and that held NEPSE and US-market holdings together instead of split across tools. NEPSE doesn't show real profit either: you still have to look up your WACC on Meroshare for each holding, but once that number is in Mero Kosh, the gain or loss updates itself. It started as one household's fix for that, built solo, evenings and weekends.
Our Philosophy
A few principles guide every decision:
Dual-currency first
NPR and USD aren't an afterthought bolted onto a single-currency app. Every number converts using daily Nepal Rastra Bank rates, built in from the start.
Independently built
No investors, no pressure to monetize your private financial data. Built and maintained by one person, with features shipped as they're actually needed.
Isolated by design
Your household's data is isolated from every other household by Postgres row-level security, not application-level guesswork.
Any household shape
Two partners, a family, or roommates splitting bills all work the same way. There's no cap on who's in a household; everyone in it sees the same numbers.
— Dristanta
Solo indie developer